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Still Houseless 
22nd-Jun-2007 03:28 pm
Achewood-Old School
The house search continues. We found one we liked and negotiated a price and got it inspected and it was all downhill from there. It seems the current owners decided to put the house on the market before getting some required inspections done (which is illegal), made some improvements (somewhat poorly) without getting the proper permits and there was too much carbon monoxide and radon in the basement. So, we walked away from that one. We'll start looking again this weekend, hopefully we can find something promising that is owned by smarter people. Fortunately rates seem to be dropping a little right now but I'd be a lot happier if I didn't have to worry about their fluctuations. Damned invisible hand.

The best mortgage deal we found required us to take a class on home buying. It turned out to be much better than I initially expected but it was still mostly covering information I'd already found on my own. I definitely feel more prepared than a lot of the other people in the class seemed.

The iPhone is out next week. I'm ready for a new phone but the Treo 755p is seriously underwhelming (2 years later and they're still using the same processor but they've upgraded to an astounding 128MB of memory and the camera is slightly better) and the iPhone can't run any of the PalmOS software I've got or any third party apps really. It's also pretty expensive (unless I rationalize it by selling a few shares of Apple stock that cost me $20 eight years ago to pay for it) and there's no info yet on what service plans will cost.
22nd-Jun-2007 11:46 pm (UTC) - Happy hunting
I hear you; home shopping can get you down.

What are you looking for?
26th-Jun-2007 06:55 pm (UTC) - Re: Happy hunting
We'd like to find a 3 bedroom, 2 bath with a family room and a garage. We've found houses that are close to what we want but we've had trouble finding one we can both really get excited about. So far we've mostly looked in Saint Paul but may consider Minneapolis if we can't find the right house on this side of the river.

The whole question of "how much house can we afford" is tricky. The bank would have no problem giving us enough money to buy a ridiculously nice house but we can't imagine dealing with payments that high. Deciding how much is too much can be a somewhat contentious issue.
26th-Jun-2007 07:19 pm (UTC) - Re: Happy hunting
Banks are scary that way. We saw the number of how much they were willing to lend us and had a good laugh. I think they were happy to take half our combined salary every month to pay for their loan if we would have let them.

Can you agree on styles of houses? While I can live with stucco, Mr. Snickle seems to have a pathalogical aversion to it.

While we did well enough on our previous house, a lot of money still went to transaction costs and we're looking for a place that we'll want to keep for a while. If we can't find that house at a price we're willing to pay, we're going to keep renting.
26th-Jun-2007 10:24 pm (UTC) - Re: Happy hunting
I don't think we'll have much trouble with the style issue. monstersocks is more sensitive to the style and how old the house is, I tend to focus more on the space and the location.
I think our biggest challenge right now is avoiding the idea that we have to find something right away because the first deal fell through. We're switching our lease to month-to-month and will give notice when we find something. Definitely don't want to move in the winter though.
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